Credora - Trading Firm Methodology
February 2024 - v7.0
Credora has a Credit Methodology for Trading Firms, utilizing real-time privacy-preserving portfolio risk metrics. This document outlines the methodology, including the main sections and factors that compose them.
The evaluation is split into three main sections, totaling [1000] points:
Operations and Due Diligence [200]: Evaluation of a borrower's corporate and operational risk
Financial Analysis [400]: Evaluation of a borrower's reported financial data
Risk Monitoring [400]: Evaluation of the real-time verification of a borrower's assets, alongside modified equity and leverage
Through real-time credit evaluations, Credora's infrastructure supports data-driven lending. The technology-driven approach promotes transparency throughout the digital asset credit ecosystem.
With the release of v7.0, Credora is introducing improvements following feedback provided by active platform users and partners. The methodology will continue evolving, as Credora consumes increasing amounts of data and develops new methods for quantifying credit risk.
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