Overview

Credora infrastructure acts a provably private and neutral credit risk oracle. Our technology increases transparency and reduces credit risk while protecting the privacy of sensitive data. The fundamental requirement of the Credora solution is that users’ real-time confidential data is confined to secure enclaves in TEEs (Trusted Execution Environment). Only user-permissioned computations can be computed in the verified enclave, and no party (including Credora) can see granular private data or perform any knowledge extraction.

Credora operates a network of TEE nodes, primarily Intel SGX Enclaves (an industry leader in privacy preserving technology). Upon user permission, encrypted data flows directly to enclaves, where it is decrypted and calculated upon. Only summary risk calculations or aggregations leave the enclaves to prove creditworthiness, and the system guarantees no one has access to sensitive data, including trade or position data.

The security of TEE nodes are made more robust with the help of cryptographic proofs that verify the confidentiality and integrity of their deployment.